Pick Your Health Insurance Plan Early
Pick Your Health Insurance Plan Early
If you don’t act by January 15, 2024, you can’t get 2024 coverage unless you qualify for a Special Enrollment Period. Enroll by December 15, 2024 for coverage that starts January 1, 2025.
Choosing a health insurance plan can be complicated. Here are a few things before you compare plans can make it simpler.
There are 4 metal categories: These health insurance plan categories – Bronze, Silver, Gold, and Platinum. These categories show you how you and your plan share costs.
Your total costs for health care: You pay a monthly bill to your insurance company, known as a premium, as you would for any insurance you have. You pay out-of-pocket costs, including a deductible, when you get care. It’s important to think about both kinds of costs when shopping for a plan.
Plan and network types — There are various plan and network types from which to choose. They are HMO, PPO, POS, and HSA.