Medicare 2025 Costs at a Glance

2025 Costs at a Glance

Part A premium
Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you paid Medicare taxes less than 30 quarters, the standard Part A premium is $518 in 2025. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $285 in 2025.

Part A hospital and inpatient deductible
 You pay: 

• $1,676 deductible for each benefit period
  
• Days 1-60: $0 coinsurance for each benefit period
  
• Days 61-90: $419 coinsurance per day of each benefit period
  
• Days 91 and beyond: $838 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
  
• Beyond lifetime reserve days: all costs
  

Part B premium
Most people pay $185.00 each month (or higher depending on your income). 

Part B deductible and coinsurance
$257. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment.

Part C premium
Part C monthly premium varies by plan

Part D premium
The Part D monthly premium varies by plan (higher-income consumers may pay more)
 

 This information comes from www.medicare.gov

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The opinions expressed in this material are for general informational purposes and should not be considered a solicitation for the purchase or sale of any products.  The information contained in this article was developed from sources believed to be accurate.  This material is not intended as tax or legal advice.  It may not be used for the purpose of avoiding any federal tax penalties.  Please consult legal and/or tax professionals for specific information regarding your individual situation.  For more complete information please access the government website www.medicare.gov.  AGE-6766689.1 (7/24)(Exp. 7/26)